Cole Clutter

Welcome to Cole Clutter State Farm!

As your local State Farm Insurance Agent, I am proud to protect Parkersburg and the surrounding Wood County communities. My team and I are here to protect you against the curve balls that come with everyday life. Whether you are looking to protect your home, auto, or loved ones we are here to help!

I am West Virginia born and raised, originally from Moundsville and now calling right here in Parkersburg my home. I graduated from Marshall University in 2020 and decided upon graduating that insurance was where I wanted to be. I worked for 2 different agents in different parts of West Virginia before being offered the opportunity to open my own agency here in Parkersburg. I have really enjoyed getting to know this community and being there for them when needed. Outside of the office you can usually find me on the golf course or just spending time with my friends.

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

We are more than just car insurance, let's make sure you are properly protected. We offer Auto Insurance, Renters Insurance, Homeowners Insurance, Business Insurance, Life Insurance, Health Insurance, Motorcycle and RV Insurance.

My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their auto insurance, homeowners’ insurance, renters’ insurance, ATV/UTV insurance, motorcycle insurance, life insurance, and so much more. Click, call, or come visit us at our Parkersburg. WV office today.